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Chris Kidder

Branch Manager & Loan Consultant

NMLS #228600

The Mortgage Firm - Tampa One | NMLS #189233
6521 Gunn Hwy Tampa, FL 33625

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Mortgage Calculator

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This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your mortgage consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.

Refinance Calculator

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This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your mortgage consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.

Affordability Calculator

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This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your mortgage consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.

Calculator Results

You can afford $300,000

Your Monthly Payment: $667/month
Total Loan Amount: $240,000
Estimated insurance needed:$667/month
MI rates provided by Logomgictrans12

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Rates Disclosure

Interest rates and APRs are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details. This is not a credit decision or a commitment to lend.  Mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available. APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your monthly payment is not based on APR, but instead on the interest rate on your Note. Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.

Rates and APRs also assume owner occupied Single family residences with an 80 loan-to-value (20% Down payment).  Discount point have varied and can be found on www.freddiemac.com.  These mortgage averages are for loans in 1st Lien Position.  The historical Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Use of the data is at the user's sole risk. In no event will the advertiser on this app or Freddie Mac be liable for any damages arising out of or related to the data, including, but not limited to direct, indirect, incidental, special, consequential, or punitive damages, whether under a contract, tort, or any other theory of liability, even if Freddie Mac is aware of the possibility of such damages.

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Chris was a founding member of the original Tampa location at The Mortgage Firm since its launch in 2010. He has 20 years in the mortgage industry and prior to The Mortgage Firm, was a Loan Officer for First Security Mortgage Services. One of the reasons Chris has enjoyed a long career in this industry is because he likes to help people pursue their dreams to buy a home for their family. Chris has earned The Mortgage Firm’s Circle of Champions award since its inception. He is affiliated with Central Pasco Association of Realtors (CPAR) & Greater Tampa Association of Realtors (GTAR). Chris attended the University of South Florida in Tampa and is a member of Sigma Alpha Epsilon. Chris has lived in Tampa since 1978 but was born on the Military base of Fort Ord Monterrey Bay in California. He was one of two boys born to parents, Phil and Cristina Kidder, who were married for more than 30 years prior to Phil’s passing. Chris is married to his high school sweetheart, Missy, and has two teenage daughters, Cassidy and Haley. In his free time, Chris enjoys spending time with his family, taking his daughters to soccer practices and games. His interests include soccer, traveling, spending time with friends, and enjoying the beach. He says his greatest life lesson to offer is to treat people the way that you want to be treated.
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Chris Kidder

Branch Manager & Loan Consultant

NMLS #228600

The Mortgage Firm - Tampa One | NMLS #189233
6521 Gunn Hwy Tampa, FL 33625

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Ios288 18e74084 f277 4b6e 9ed4 dc737758fa0e
Chris Kidder

Branch Manager & Loan Consultant

NMLS #228600

The Mortgage Firm - Tampa One | NMLS #189233
6521 Gunn Hwy Tampa, FL 33625

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